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Rate and Annual Percentage Rate (APR) calculations displayed are subject to change and assume that you are buying or refinancing an owner-occupied single family home, escrow account, 30-day lock, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 75% or less. The Annual Percentage Rate (APR) is based on a loan amount of $300,000 (for conforming loan programs) and $450,000 (for Jumbo/ non-conforming loan programs) and may include up to 2 points plus a lender fee of $999. (Points include any origination or discount points.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Calculations assume the above for a refinance in Irvine, CA.

Welcome to American Interbanc Mortgage Lenders

American Interbanc Mortgage (“AIM”) is a wholly owned subsidiary of Seashine Financial, LLC (“Seashine”). Founded in 1998, AIM is a residential mortgage banker approved as a Fannie Mae Seller / Servicer, and licensed in thirteen states.

Headquartered in Irvine, CA, AIM delivers specialized mortgage solutions to the Seashine Capital Group. This includes whole mortgage purchases, and custom qualified and non-qualified mortgage products designed to support the objectives of Seashine and its allies.