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30 Year Fixed

4.060% APR*

15 Year Fixed

3.194% APR*

30 Year Fixed

4.029% APR*

Rate and Annual Percentage Rate (APR) calculations displayed are subject to change and assumes that you are buying or refinancing an owner-occupied
single family home, escrow account, 30-day lock, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower,
asset and reserve requirements are met, and your property has a loan-to-value of 75% or less. The Annual Percentage Rate (APR) is based on a loan amount of $300,000 (for conforming loans programs)
and $450,000 for Jumbo/nonconforming loan programs and may include up to 2 points plus a lender fee of $999. (Points include any origination or discount points)
On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Calculations assume the above for a refinance in Irvine, CA