30 Year Fixed
15 Year Fixed
Rate and Annual Percentage Rate (APR) calculations displayed are subject to change and assumes that you are buying or refinancing an owner-occupied
single family home, escrow account, 30-day lock, all borrowers have credit scores of 740 or higher, debt-to-income ratios of 35% or lower,
asset and reserve requirements are met, and your property has a loan-to-value of 75% or less. The Annual Percentage Rate (APR) is based on a loan amount of $300,000 (for conforming loans programs)
and $450,000 for Jumbo/nonconforming loan programs and may include up to 2 points plus a lender fee of $999. (Points include any origination or discount points)
On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Calculations assume the above for a refinance in Irvine, CA
“When it comes to ethics & integrity in a mortgage transaction Americas Watchdog is
pleased to recommend American Interbanc as the best & most ethical mortgage lender
in the United States. America’s Watchdog also believes that American Interbanc has
the best mortgage pricing for homeowners with good credit.”
“I used AmericanInterbanc when I originally financed my home 9 years ago.
I have since used them to refinance 3 times. They are always very helpful all the way
through the process and the rate you see online is the rate you get.
No hidden fees.”
“I have refinanced my condominium twice with AmericanInterbanc, most recently in 2013.
With the help and information that I received from my loan processor, Laura Foster, I was
able to reduce my 30 year mortgage to a 15 year at a great rate. All of my questions were
answered quickly and to my satisfaction. I was informed how long the process would take
and what was required of me. My loan closed on time and without a hitch. I would highly
recommend AmericanInterbanc and Laura Foster to anyone who is in the market for a
new loan or refinancing an existing loan.”